Reviewing your credit reports is one of the most important steps you can take to solidify your financial health. After all, your credit reports inform your credit scores, which determine if you’re going to be approved for credit, and how much interest you’ll pay for it. All accounts should be accounts you’ve either authorized or … Read more What Can You Dispute On Your Credit Report
If you’ve ever read your credit reports and found something that isn’t right, you probably wanted to know what you should do about it. That’s simple. You file a dispute. There’s no reason to let credit reporting errors drag down your credit scores — and filing a dispute on a credit report is easier than … Read more What Additional Information Is Useful When Processing A Dispute
Have you ever asked yourself what a credit reporting agency actually does? If you’re like most people, you probably haven’t. But that’s important to know. Why? Because credit reporting agencies create reports detailing people’s financial history and then sell that data to businesses. And credit reports basically help companies figure out if someone is likely … Read more What Are Credit Reporting Agencies
So, you’ve disputed an item on one of your credit reports, and you’ve gotten а response. Now what? Well, first of all, it’s important to understand the terminology you might find in the results of your credit report dispute. Each credit reporting company can use their own phrases, and here are some terms to look … Read more The Credit Reporting Company Responded To Your Dispute… Now What?