How Often Does My Credit Report Update

If you know anything about credit reports, you probably know that they are the foundations on which credit scores are measured. Even though there are multiple credit scoring companies, where your scores land depends on information from your credit reports. Because of this, anyone looking to apply for credit might take a sudden interest in … Read more How Often Does My Credit Report Update

How Credit Repair Affects Your Credit

Have you ever asked yourself… how does credit repair affect your credit? One would think the answer should be fairly obvious… The entire point of credit repair is to improve credit. But it might not always work out that way. In fact, there are times when working with companies that advertise credit repair that you … Read more How Credit Repair Affects Your Credit

How To Dispute Credit Report Errors Easily (And Improve Your Credit Score)

Did you know that there’s a high likelihood that there are errors in your credit reports? Many consumers might not even realize that there could be errors in their credit reports, much less that they can dispute those errors. And those who do know may hesitate to dispute due to fear of entering into a … Read more How To Dispute Credit Report Errors Easily (And Improve Your Credit Score)

What Can You Dispute On Your Credit Report

Reviewing your credit reports is one of the most important steps you can take to solidify your financial health. After all, your credit reports inform your credit scores, which determine if you’re going to be approved for credit, and how much interest you’ll pay for it. All accounts should be accounts you’ve either authorized or … Read more What Can You Dispute On Your Credit Report

What Additional Information Is Useful When Processing A Dispute

If you’ve ever read your credit reports and found something that isn’t right, you probably wanted to know what you should do about it. That’s simple. You file a dispute. There’s no reason to let credit reporting errors drag down your credit scores — and filing a dispute on a credit report is easier than … Read more What Additional Information Is Useful When Processing A Dispute

What Are Credit Reporting Agencies

Have you ever asked yourself what a credit reporting agency actually does? If you’re like most people, you probably haven’t. But that’s important to know. Why? Because credit reporting agencies create reports detailing people’s financial history and then sell that data to businesses. And credit reports basically help companies figure out if someone is likely … Read more What Are Credit Reporting Agencies

The Credit Reporting Company Responded To Your Dispute… Now What?

So, you’ve disputed an item on one of your credit reports, and you’ve gotten а response. Now what? Well, first of all, it’s important to understand the terminology you might find in the results of your credit report dispute. Each credit reporting company can use their own phrases, and here are some terms to look … Read more The Credit Reporting Company Responded To Your Dispute… Now What?