In our previous blog we told you about the danger of getting your credit report dispute labeled as “frivolous”. It happens like this… You file a dispute on your credit report, and you don’t agree with the results. Therefore, you filed a dispute again without providing any additional information… Only this time you received the … Read more Your Credit Report Dispute Got Labeled “Frivolous”. Now What?
Disputing credit report errors is an important step to take in building good credit. But that doesn’t mean it’s always an easy or straightforward step to take. Although credit report errors can be fairly common, disputing them is still a little-known option. It’s time to fix that. To help, here are a few terms you … Read more 5 terms to know when disputing a credit report
If you’ve been getting phone calls from a debt collector, you’re probably a bit stressed out… or even in a state of panic. Relax. Believe it or not, not all hope is lost when you’ve had an account go to collections. We want to help you understand how to deal with a debt collections agency … Read more How To Deal With A Debt Collection Agency
If you’ve ever bought a home, you know that a mortgage is likely to add a large amount of debt to your credit profile. However, as you pay your mortgage each month, your credit should start to trend upwards. That’s because you’ll be showing a positive history of on-time payments, and on one of the … Read more How To Improve Your Credit Score While Paying Off Your Mortgage
If you’re facing a mountain of student loan debt, the thought of bankruptcy has probably crossed your mind before. Carrying this type of debt can sometimes feel as though there’s no way to move forward until the entire balance is demolished one way or another. But can student loans be discharged through bankruptcy? The short … Read more Can You Discharge Your Student Loan Debt Through Bankruptcy
You’ve probably heard of debt consolidation before. It’s a tool that can help you lower the interest you’re paying on debt and provide a path for paying it off. And, as you do, your credit can experience an upswing as your balances go down each month. This is what you call a win/win, and this … Read more How To Pay Off Your Debt & Improve Your Credit Score (At The Same Time)
Removing a negative account from your credit reports can really increase your credit score. Paid off closed accounts remain on your credit reports for seven or 10 years. However, if you want yours removed sooner, you could try one of our two recommended methods: Method #1 – A Goodwill Letter. This is a letter you … Read more How To Remove Negative Accounts From Your Credit Reports & Skyrocket Your Credit Score
When it comes to getting help with debt, much of the “help” can provide more confusion than clarity and more cost than comfort. Case in point: The term “debt relief” doesn’t even have one particular meaning. Debt management, debt consolidation, and even bankruptcy fall under the larger umbrella of “debt relief” despite their significant differences. … Read more A Few Things That You Need To Know About “Debt Relief”
We all know that financial documents are important. That’s why we always try to keep them safe and secure. But sometimes, no matter what we do, we end up losing things. So, what should you do if you’ve discovered that important financial statements and documents have gone missing? Well, in this blog we will show … Read more Your Financial Documents Are Missing. Now What?