If you’ve ever read your credit reports and found something that isn’t right, you probably wanted to know what you should do about it. That’s simple. You file a dispute. There’s no reason to let credit reporting errors drag down your credit scores — and filing a dispute on a credit report is easier than … Read more What Additional Information Is Useful When Processing A Dispute
Have you ever asked yourself what a credit reporting agency actually does? If you’re like most people, you probably haven’t. But that’s important to know. Why? Because credit reporting agencies create reports detailing people’s financial history and then sell that data to businesses. And credit reports basically help companies figure out if someone is likely … Read more What Are Credit Reporting Agencies
So, you’ve disputed an item on one of your credit reports, and you’ve gotten а response. Now what? Well, first of all, it’s important to understand the terminology you might find in the results of your credit report dispute. Each credit reporting company can use their own phrases, and here are some terms to look … Read more The Credit Reporting Company Responded To Your Dispute… Now What?
Reviewing your credit reports is a great habit that can save you a lot of money. But do you know exactly what you should be looking for? If you haven’t ever done it before, you probably have no idea. That’s why in this blog we will share with you some major things to watch out … Read more What To Look For When Reviewing Your Credit Report
If you’re new to personal loans, you might wonder what their point is. Especially compared to the ease of applying for and using credit cards. There are, in fact, quite a few uses for this type of credit, and the typically lower interest rates makes them an interesting product for many. But how does one … Read more How To (Easily) Get Personal Loans With Low Interest Rates
In our previous blog we told you about the danger of getting your credit report dispute labeled as “frivolous”. It happens like this… You file a dispute on your credit report, and you don’t agree with the results. Therefore, you filed a dispute again without providing any additional information… Only this time you received the … Read more Your Credit Report Dispute Got Labeled “Frivolous”. Now What?
Disputing credit report errors is an important step to take in building good credit. But that doesn’t mean it’s always an easy or straightforward step to take. Although credit report errors can be fairly common, disputing them is still a little-known option. It’s time to fix that. To help, here are a few terms you … Read more 5 terms to know when disputing a credit report
If you’ve been getting phone calls from a debt collector, you’re probably a bit stressed out… or even in a state of panic. Relax. Believe it or not, not all hope is lost when you’ve had an account go to collections. We want to help you understand how to deal with a debt collections agency … Read more How To Deal With A Debt Collection Agency
If you’ve ever bought a home, you know that a mortgage is likely to add a large amount of debt to your credit profile. However, as you pay your mortgage each month, your credit should start to trend upwards. That’s because you’ll be showing a positive history of on-time payments, and on one of the … Read more How To Improve Your Credit Score While Paying Off Your Mortgage
If you’re facing a mountain of student loan debt, the thought of bankruptcy has probably crossed your mind before. Carrying this type of debt can sometimes feel as though there’s no way to move forward until the entire balance is demolished one way or another. But can student loans be discharged through bankruptcy? The short … Read more Can You Discharge Your Student Loan Debt Through Bankruptcy